Keeping records key to claims

Christine Cleary/Claims Division, Office of the Staff Judge Avocate

As I was cleaning and organizing the paperwork and clutter in my home office, I came across a news article suggesting 50 ways to improve your life, one of those 50 suggestions included cataloging your clutter.

The article recommends that we inventory our possessions in case of disaster, things like fire, flood or theft. Another important time to inventory your possessions is prior to a permanent change of station move.

The moves we make in the military frequently result in some sort of loss of property. Being prepared is the best way to substantiate ownership and value after the move and to ensure that you get reimbursed for a loss, whether you file a claim with your private insurer, the carrier, or through the military claims office.

I can’t overstate the importance of making an inventory and documenting your property. You will be required to provide such details on the claims forms if you experience a loss.

Photographs are also invaluable in helping you support your claim, whether it is with your private insurer, the carrier, or with the military claims office.

After creating an inventory and taking photographs, make sure you store the inventory and pictures in a safe place. We recommend that you hand-carry your inventory and any photographs, rather than packing them in your household goods shipment when you move.

It is always best to be prepared. By cataloging your possessions now, you will be creating an important safeguard that will ease the claims process in case of a misfortune.

If you have questions about the requirements for filing a claim for losses incurred as part of your military service or employment, contact the Joint Base Lewis-McChord Claims Office at 967-0704.